Elephant news · image network reporter song yingying

The elderly come to Zhengzhou to join their relatives for the elderly, and their families can buy another set of housing; On March 1, Zhengzhou officially issued five 19 new real estate policies (notice of the general office of Zhengzhou Municipal People’s Government on promoting the virtuous circle and healthy development of the real estate industry), It is clearly proposed to “support reasonable housing demand, improve housing market supply, increase credit financing support, promote the construction and transformation of resettlement housing, and optimize the real estate market environment”.

It is worth noting that the new deal still emphasizes the need to adhere to the positioning of “houses are for living, not for speculation”, implement policies according to the city, implement the long-term mechanism of real estate, achieve the goal of “stabilizing land prices, house prices and expectations”, and promote the virtuous circle and healthy development of the real estate industry.

Number of houses purchased: the number of houses purchased by the elderly who come to Zheng to join their families can be “+ 1”

For doctoral students, master’s students, undergraduate graduates (preparatory technicians and technicians in technical colleges) and junior college graduates (senior workers in technical colleges) who start a business and obtain employment in Zheng, those who meet the conditions can buy houses with common property rights, and those who buy commercial houses can be subsidized according to the policy. For those who meet the conditions to provide affordable rental housing before the purchase of Zheng entrepreneurship and employment college students, a certain area subsidy can be given to those who rent market-oriented rental housing, and the preferential period is 3 years.

Migrant workers who pay the housing provident fund in Zhengzhou can handle the withdrawal business of the housing provident fund according to the same conditions as the employees who pay the housing provident fund in this city. When purchasing a house in Zhengzhou, they can apply for the housing provident fund loan according to the same conditions as the employees who pay the housing provident fund in this city.

If children and close relatives work and live in Zheng, the elderly are encouraged to join their relatives and provide for the elderly in Zheng, and their families are allowed to buy a new set of housing. Strengthen aging design for new residential areas, carry out aging transformation for old residential areas, and give certain subsidies to those who implement aging transformation.

Residents who sell small to buy large, sell old to buy new due to the increase of family population and the improvement of income conditions can provide convenience in personal mortgage, online signature filing and real estate registration procedures within the family purchase limit.

Land supply: reduce the land auction deposit, and the land transfer fee can be paid in installments

In order to improve the supply of housing market, Zhengzhou will further stabilize the rhythm of residential land supply. According to the de commercialization cycle of commercial housing in each area, reasonably determine the supply of new residential land to ensure the balance between supply and demand of commercial housing.

When the decontamination cycle is less than 18 months, moderately increase the supply of residential land; When the decontamination cycle is more than 18 months, the supply of residential land shall be moderately reduced. The minimum proportion of land auction deposit is reduced to 20% of the listing price, and the land transfer fee can be paid in installments within one year after the transaction.

For the transfer of residential land, the land transfer policy of “limited house price and competitive land price” shall be implemented. For the plots supplied by the transfer method of “limited house price and competitive land price”, the determined house sales price shall be written into the land transfer contract. The selling price of the house shall not exceed the selling price when handling the record.

In accordance with the covid-19 “two or three, five” pre-sale image progress requirements, the pre-sale permit is required to be abolished, and the relevant policies of allowing the real estate enterprises to sell the “positive and negative” pre-sale during the new crown pneumonia epidemic are cancelled, and the supervision system for the pre-sale of commercial housing in Zhengzhou is strictly implemented. The system is based on the “Zhengzhou, China’s” regulations.

Recognition of the first house: after the first house pays off the loan, the second house enjoys the first house loan policy

Zhengzhou will increase credit financing support. Regularly organize the connection between banks and enterprises, encourage financial institutions to extend and renew loans to troubled enterprises, and increase the support for M & A loans of real estate enterprises in accordance with the principles of law and regulation, controllable risk and commercial sustainability, so as to effectively alleviate the operating pressure of the capital chain of market entities.

Reduce the burden of personal housing consumption, guide financial institutions in Zheng to increase the investment of personal housing mortgage loans and reduce the interest rate of housing loans. For families who own a house and have settled the corresponding house purchase loans, in order to improve their living conditions and apply for loans again to buy ordinary commercial houses, banking financial institutions implement the first house loan policy.

For financial institutions that support development loans and reduce the interest rate of personal mortgage loans, Zhengzhou will give priority support to new government financial deposits, fund accounts and other deposits.

Resettlement method: implement the three-year action of resettlement housing construction, and adhere to monetary resettlement

Starting this year, Zhengzhou will implement the three-year action of resettlement housing construction, and adhere to monetization resettlement in combination with the real estate market situation. For resettlement houses that have not started construction, the relocated people are encouraged to choose monetized resettlement. For the houses other than self occupied houses in the built resettlement houses, the government shall adopt the methods of repurchase and leaseback to revitalize and transform them into indemnificatory rental houses and houses with common property rights.

The new deal also requires strict implementation of the pre-sale price filing system for new commercial housing, guiding development enterprises to reasonably determine the average sales price and stabilize the price of commercial housing. Government organs, institutions and state-owned enterprises shall not organize new group purchase of housing and targeted development of housing in Zhengzhou.