The issuance of tier 2 capital bonds continued to remain high.

Surging news according to the issuance announcement statistics disclosed by China bond information network, there were 18 bond issuing banks in January, and the bond issuance scale of commercial banks was 176.5 billion yuan, including 100.1 billion yuan of secondary capital bonds, accounting for more than 50%. In the past 2021, commercial banks issued nearly 2 trillion yuan of bonds, of which the issuance scale of secondary capital bonds ranked first, with 615.423 billion yuan.

With regard to the capital replenishment of commercial banks, the 2021 China Banking Development Report issued by the China Banking Association pointed out that with the support of regulatory policies, perpetual bonds have become the preferred tool for other tier 1 capital replenishment of commercial banks, and the issuance scale of tier 2 capital instrument bonds has also continued to remain high.

Statistics of commercial bank debt in January.

Specifically, seven banks issued secondary capital bonds, totaling 100.1 billion yuan

: Industrial Bank 25 billion yuan, Fujian Jinjiang rural commercial bank 700 million yuan, industrial and Commercial Bank of China 40 billion yuan, CITIC Baixin bank 1 billion yuan, Bank of China 30 billion yuan, Bank of Wenzhou 3 billion yuan, Jiangsu Xuyi rural commercial bank 400 million yuan.

Five banks issued perpetual bonds totaling 37 billion yuan: Bank of Suzhou 3 billion yuan, postal savings bank 30 billion yuan, Xiamen International Bank 2 billion yuan, laishang bank 1 billion yuan and Zhejiang Mintai commercial bank 1 billion yuan. Three banks issued special amount bonds for small and micro enterprise loans, totaling 7 billion yuan: Quanzhou bank, Ningbo Tongshang bank and Zhejiang Tailong commercial bank.

In addition, Guilin bank issued 2 billion yuan of special financial bonds for “agriculture, rural areas and farmers”, Anhui MAANSHAN agricultural and commercial bank issued 400 million yuan of green financial bonds, and Shanghai Pudong Development Bank issued 30 billion yuan of financial bonds.

Secondary capital bonds and perpetual bonds are common bank capital replenishment tools in recent years. Secondary capital, also known as subsidiary capital or supplementary capital, is other capital components in the capital base of commercial banks excluding core capital. It is an indicator reflecting the capital adequacy of banks. Perpetual bonds refer to bonds without a clear maturity date or with a very long term, that is, they exist permanently in theory and are used to supplement other tier 1 capital of banks. Special financial bonds for loans to small and micro enterprises, green financial bonds and special financial bonds for “agriculture, rural areas and farmers” are respectively used for bonds in the fields of small and micro enterprises, green finance and agriculture, rural areas and farmers.

The first month of this year is the theme of the successful issuance of bonds by Shanghai Pudong Development Bank. On January 25, the announcement on the completion of the issuance of phase I financial bonds in 2022 issued by Shanghai Pudong Development Bank showed that the bonds were bookkept and filed on January 21, 2022 and completed on January 25, 2022. The total issuance scale was 30 billion yuan, with a three-year fixed interest rate. The bonds are divided into two varieties. Among them, the issuance scale of variety II is 5 billion yuan and the coupon rate is 2.69%. The raised funds will be used for the investment of M & A loans of real estate projects after deducting the issuance expenses. This is also the first real estate project M & a theme bond issued by financial institutions.

Shanghai Pudong Development Bank said that it will steadily and orderly promote the investment of raised funds in accordance with the principles of legal compliance, controllable risk and commercial sustainability, carry out special management on the raised funds of 5 billion yuan of M & a themed bonds, ensure that the funds are earmarked and standardized management, and further give full play to the positive role of financial bonds in promoting economic restructuring.

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