Malda, the Unified Liquidity Lending protocol, extends the boundaries of what is possible with ZK technology. By spearheading the evolution of DeFi, Malda will entirely redefine the lending and borrowing experience.

At its core, Malda uses ZK technology in two innovative fields. First is creating unified, Ethereum-wide contracts which unites liquidity fragmented across blockchains into one ecosystem. Second is zkVM scaling and zkML, which will be used to enhance risk management at unprecedented security.

This article focuses on the first field; Creating unified Ethereum-wide contracts. With a commitment to be pioneers in improving UX, we are ready to expand the frontiers of what is possible in ZK and DeFi. This is Malda.

Goodbye to Bridging, Hello to Ethereum-Wide Contracts & dApps

Malda’s most attractive offer is eliminating friction that arises from lending and borrowing across blockchain networks. Unlike legacy lending models with separate siloed contracts and liquidity, Malda unifies it all to create cohesion. What does this mean?

Unified Liquidity, Secured by zkProofs

The Unified Liquidity Lending experience is introduced by creating a global pool where liquidity flows seamlessly. When transactions are submitted, account states are updated and verified by zkProofs - ultimately stored on the host chain (Linea).

This information packaged in zkProofs are efficiently communicated to all extension chains (other supported chains) using Malda’s sequencer, a proof delivery service.

Liquidity flowing within the global pool is facilitated by intent-based bridging. Unlike traditional bridges, intents allow users to maintain control over their assets and eliminate risks introduced by traditional third party bridges.

Seamless UX

With this novel unified architecture Malda delivers an intuitive experience, free from the friction of interacting with multiple platforms in order to lend and borrow across blockchains.

Users are able to lend from multiple chains at once and borrow to any chain in an instant.

Pioneering More Than Lending & Borrowing

Malda is more than just a lending protocol. It is a driving force of ZK, defying the boundaries of what is currently possible.

More is in store with zkVM scaling and zkML in risk management included later in the roadmap. Malda finds new use cases for ZK and redefines the lending and borrowing experience you know today.

We are positioned to continue being key pioneers in lending, ZK and DeFi.

This is Malda.