After successfully launching yield tokenization on TON, we're taking the next step in our journey. FIVA is evolving from a yield tokenization protocol into something much bigger — a financial application that lives entirely within Telegram.
The DeFi Complexity Problem
The crypto industry has built incredible technology, but there's a problem we need to address: it's too complicated for most people. Terms like "liquidity pools," "AMMs," "impermanent loss," and even more so "yield tokenization," might make sense to DeFi enthusiasts, but they create barriers for everyone else.
While our yield infrastructure delivers industry-leading returns, we've realized that asking users to understand Principal Tokens and Yield Tokens limits our impact. Millions of people need better financial services, but they shouldn't need a DeFi degree to access them.
Banking Made Simple
We're building on our proven yield technology to create something familiar yet powerful — a financial app that operates within Telegram. Users won't need to understand complex DeFi mechanics; they'll simply see exceptional savings rates, easy payments, and financial services they can trust.
Think of it like your favorite streaming service — you don't need to understand video compression algorithms to watch your favorite shows. Similarly, users shouldn't need to understand yield tokenization to earn great returns on their savings.
What You Get Today
Our new experience starts with what we do best — delivering outstanding returns on USD and TON savings:
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Fixed deposit rates up to 15% APY on USD stablecoins and up to 10% on TON
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Simple interface that feels like your regular financial app
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Your funds remain in your control at all times
We're launching this simplified experience with EVAA's USDT market, building on our strategic partnership to provide stable, high-yield savings options for the most widely adopted stablecoin in crypto.
The magic happens behind the scenes — our technology delivers exceptional returns while you enjoy a familiar, simple experience.
🎁 Launch Raffle: We're celebrating this evolution with a special launch raffle! Deposit at least $10 equivalent into our new savings feature to enter. Prizes include premium devices and other valuable rewards. Each person you refer increases your own chances to win — so there's something in it for everyone. Learn more about the raffle here.
The Vision Ahead
We're creating a comprehensive financial alternative for Telegram's billion users, building upon the solid foundation of our proven yield infrastructure.
Our vision extends far beyond savings accounts. We see a future where Telegram becomes the primary financial hub for countless users worldwide — a place where earning, spending, and managing money happens as naturally as sending a message.
This transformation starts with exceptional savings rates, but evolves into a complete financial ecosystem. We're working toward a world where users can manage their entire financial lives without leaving Telegram, accessing services that rival traditional banks while maintaining the speed, convenience, and global accessibility that only crypto can provide.
We're building the financial layer that Telegram's ecosystem needs, positioning FIVA at the intersection of growing demand for better financial services and Telegram's emergence as a comprehensive platform for digital life.
Building the Future of Finance
We're not abandoning our DeFi technology — we're making it accessible. Our yield tokenization engine continues operating behind the scenes, but users interact with an intuitive interface instead of complex yield mechanics.
For our advanced DeFi users, nothing changes. You'll continue enjoying sophisticated yield strategies, farming opportunities, and all your favorite YT tokens. We're simply adding a simplified layer for mainstream users while preserving the full functionality that power users love.
This represents the natural evolution of DeFi: from protocols built for crypto enthusiasts to services that work for everyone. We believe the next phase of crypto adoption happens when technology becomes invisible and benefits become clear.
The infrastructure is ready. The yields are proven. Now we're focusing on the experience that will bring these benefits to millions of new users.
Ready to experience the new FIVA? Visit our app or try our Telegram Mini App
to start earning better returns on your savings and participate in our launch giveaway today.
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