Text / Sina fawen Qiu Tian and Li Shiyun (Wang Qian also contributed to this article)

Guangzhou Public Security Bureau recently issued a notice saying that Guangzhou elephant Health Technology Co., Ltd., a company affiliated to the sports o2o platform healthy cat, is suspected of illegally absorbing public deposits. At present, nine suspect, including Yang (male, 40 years old, from Anhui), the legal representative of the company, have been arrested. Legal sources told Sina fawen that if the healthy cat is found to have illegally absorbed public deposits, the victim can refund the compensation in proportion according to the law, but if there is an insufficient part, the fund raiser participants will bear the loss of this part by themselves, and the state will not reveal the bottom.

After the explosion of healthy cats, teachers, students and even sports stars from sports colleges and universities across the country were deeply involved. Some defenders told Sina fawen that at present, there are more than 1000 defenders, involving more than 3 billion funds. A microblog user involved said that since October last year, she had invested more than 1.9 million in the healthy cat platform. After the platform exploded, she once left a message saying there was no way out and tried to commit suicide. At present, the user has deleted the microblog and said he will not commit suicide, but will continue to protect his rights.

The user’s experience is the epitome of most defenders. From carefully testing the water and earning pocket money at the beginning to investing a large amount of money in the platform at the expense of borrowing, the acquaintance marketing model of healthy cat and the endorsement of sports professionals and institutions made investors believe in it until something happened to the platform.

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Rights defenders said: the income from healthy cat brushing was once as high as 15%

According to the official data of healthy cat, as many as 250000 people have settled in private education on the platform, and it is unclear how many of them have invested in the platform. Platform investor Ms. Zhang told Sina fawen about her experience.

It is said that in 2015, Ms. Zhang learned about the healthy cat platform from school teachers. At that time, through the introduction of the teacher, she believed that the platform was the future work exit of physical education students and had trust in the platform. When she first entered, she found that no one bought private courses at all. At this time, Yang Huali, the founder of the platform, induced private teachers to “brush the bill”, so as to obtain a certain income.

Ms. Zhang said that the return rate of the platform was as high as 15% in May 2015, and the interest could be paid in three days. It fell to 5% in June and 2% in September. Since the beginning of this year, the withdrawal of cash from the platform has been unstable. At that time, Yang Huali explained the difficulty of cash withdrawal on the platform for reasons such as system debugging, problems in bank interface and pre listing audit data. At this time, the healthy cat raised the return on bill brushing to 10%.

From 2015 to now, Ms. Zhang has personally invested more than 3 million in her account with principal and interest. In addition, she has invested a total of 1.7 million shares in three times (but failed to get the certificate of share participation). Ms. Zhang said that at present, there are more than 1000 defenders, involving more than 3 billion yuan. She hopes that healthy cats can disclose financial information and clarify how much money the company still has and how much money they can get back.

Microblog users @ pay tribute to the star sea and are also investors of healthy cats. She said on her microblog that she has invested more than 1.9 million to the platform to “rush performance” because of the brand aura and high income of healthy cats. However, in July this year, the platform exploded and she “fell to hell”. She even said, “I have no way back. I will choose to die by accident.” Fortunately, he later @ paid tribute to the sea of stars and deleted the microblog, saying he would not commit suicide, but would continue to protect his rights.

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How can o2o become a sports investment platform?

Unlike P2P platforms that have exploded one after another on suspicion of illegal fund-raising recently, healthy cat was not an internet financial platform at the beginning.

According to the official website of “healthy cat”, Guangzhou elephant Health Technology Co., Ltd. (its brand “healthy cat”) was founded in March 2015. It is a company with “sports health Internet of things” technology as the core. The healthy cat app is an intermediary service platform for fitness lovers and professional private education. It also operates businesses such as sharing sports equipment, selling sports health products, organizing high-quality events and community activities.

The platform has a huge team of professional personal coaches. The official website shows that the private education includes world champions, national champions, etc., and the projects cover more than 60 projects such as martial arts, fitness and fitness, swimming, etc. Private teachers are mostly professional sports students or professional athletes in major sports colleges. They can register as fitness personal trainers on the healthy cat platform by providing corresponding certificates.

It is understood that in order to encourage private education registration, the healthy cat will provide a certain proportion of subsidies for each member who registers as a private education in the healthy cat according to the class fees of each student, ranging from 2%, 5% to 10%, and the maximum subsidy can reach 15%. In addition to the class fees paid by the students, the private teachers can also obtain additional teaching subsidies from the platform.

According to the “enterprise check” system, its founder Yang Huali was a national champion of Sanda at three levels. He also worked as a fitness coach and an executive of the fitness center. Later, he started his own business to do health industry. Public information also shows that Yang Huali graduated from Sun Yat sen University with an MBA. He is a member of the China Democratic League and a member of the Lu’an CPPCC.

According to the official website of healthy cat, in 2015, the company jointly organized events with Alibaba sports. In the same year, the company obtained a round of financing of 35 million yuan with a valuation of 350 million yuan, which have become “bonus items” in the eyes of investors. Based on the trust in Yang Huali and healthy cat, private teachers who have tasted the sweetness continue to increase investment in the platform to brush bills, and the sports platform has gradually become a “financial platform”.

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Legal sources said that the private teaching bill brushing business was suspected of illegal fund-raising

The police informed that the company affiliated to healthy cat is suspected of illegally absorbing public deposits. This crime refers to the act of promising to guarantee principal and interest and raise funds for unspecified objects in the form of public publicity without legal qualification.

Zeng Jie, Secretary General of the defense and research center of illegal fund-raising crime of Guangqiang law firm, pointed out that the most typical behavior mode of the crime is the commitment to guarantee the principal and interest payment, that is, the investor invests a certain amount of funds to the fund raiser, and the fund raiser promises to pay the principal and interest to the investor within a certain period of time.

As a matchmaking platform, healthy cat provides subsidies in order to encourage private education registration. As an Internet app, healthy cat naturally does not have a financial license similar to that of a bank. However, there is some controversy about whether the subsidy commitment constitutes a “principal and interest guarantee commitment”.

Zeng Jie proposed that the brush line is to make this case possible