According to the wechat official account of Chongqing renshe, according to the current policy, how should I pay for the employee pension reimbursement and how much should I pay each month?

Participate in employee pension insurance as an individual

Coverage

Flexible employees who have reached the age of 16 or above and have not reached the retirement age stipulated by the state can voluntarily participate in the basic old-age insurance for urban enterprise employees in our city in their personal capacity.

According to the policy, the monthly payment amount = my monthly payment base × Payment rate. Among them: the monthly payment base is selected by the insured between 60% - 300% of the average salary of the city’s employees in the previous year; The payment rate is 20%.

At present, the average wage of employees who participate in the basic old-age insurance for urban enterprise employees in their personal capacity, which is used in the verification of the upper and lower limits of the payment base, is temporarily subject to the average wage standard of employees in the city in 2020, that is, 73978 yuan / year (6165 yuan / month). The payment settlement will be carried out after the average wage of employees in our city is announced in 2021.

How much do you pay per month?

If the lower limit of monthly payment base is 3699 yuan (i.e. 60% of the average wage of employees in the city in 2020), the amount of individual monthly payment is 3699 yuan × 20% = 739.8 yuan.

If the upper limit of monthly payment base is 18495 yuan (i.e. 300% of the average salary of employees in 2020), the amount of individual monthly payment is 18495 yuan × 20% = 3699 yuan.

Handling method

1. Online processing
2. Open the “Chongqing human resources and social security” app, click “social insurance” in the human resources and social security service section, enter the page, and then click “new old-age insurance for employees with personal identity” or “renewal of old-age insurance for employees with personal identity” to follow the prompts.
3. 2. Offline handling
4. ✦ people with registered residence in the city can go to the social security agency where the registered residence is located with valid ID cards.
5. ✦ persons with registered residence outside the city can go to the social security agency of their residence with valid ID card and Chongqing residence permit.
6. ✦ Hong Kong, Macao and Taiwan residents can apply to the social security agency of their residence with the “residence permit for Hong Kong, Macao and Taiwan residents” issued by our city.
7. For details, please check with friends in the bay area ~ Hong Kong and Macao residents are insured in Chongqing.
8. Insured with the employer
9. According to the policy, the monthly payment amount = my monthly payment base × Payment rate. Among them: the monthly payment base of employees participating in the insurance with the employer is their average monthly salary of the previous year. If they participate in work for the first time, the monthly payment base of the current year is their starting salary and the salary of the current month;
10. ✦ if the average monthly salary of the previous year (the salary of the current month of the starting salary) is lower than 60% of the average salary of the city’s employees in the previous year, 60% of the average salary of the city’s employees in the previous year shall be taken as the monthly payment base;
11. ✦ if the average monthly salary of the previous year (the salary of the current month of the starting salary) is higher than 300% of the average salary of the city’s employees in the previous year, 300% of the average salary of the city’s employees in the previous year shall be used as the monthly payment base.
12. The current payment rate is as follows:
13. The industrial injury insurance rate shall be subject to the corresponding benchmark rate according to the industrial injury risk category of the unit’s industry, and the rate floating policy shall be implemented. For details, please stamp → industrial injury insurance industry classification and corresponding rates.
14. How much do you pay per month?
15. At present, the average wage of employees used in the verification of the upper and lower limits of the payment base of employers’ insurance is temporarily implemented in 2020, that is, 73978 yuan / year (6165 yuan / month). The payment settlement will be carried out after the average wage of employees in our city is announced in 2021.
16. ✦ if the monthly payment base is the lower limit of 3699 yuan (i.e. 60% of the average wage of employees in the previous year), the unit and individual shall pay each month respectively:
17. ✦ if the monthly payment base is the upper limit of 18495 yuan (i.e. 300% of the average wage of employees in the previous year), the unit and individual shall pay each month respectively: