Against the backdrop of the accelerated integration of global crypto payments and stablecoins, on-chain financial infrastructure is facing challenges such as performance bottlenecks, fragmented liquidity, and high user barriers. How to efficiently integrate the deterministic advantages of stablecoin with the core functions of on-chain payment, cross-chain interoperability, and C2C transactions has become the key to the sustainable development of the current Web3 ecosystem.

在全球加密支付和稳定币加速融合的背景下，链上金融基础设施正面临性能瓶颈、流动性分散、用户门槛高等挑战。如何将稳定币的确定性优势与链上支付、跨链互操作、C2C交易等核心功能高效整合，成为当前Web3生态可持续发展的关键。