DeFi promised an open and transparent alternative to TradFi that was free of value-extractive intermediaries and hidden risk – with yield as its killer app.

And in some ways, it delivered.

Today, DeFi is a sprawling, multichain ecosystem with thousands of protocols, billions in liquidity, and a growing user base. DeFi yield is much more attractive than in TradFi.

However, for most users, participating in DeFi still feels like a chore. You have to juggle multiple wallets, bridges, swaps, and dozens of apps just to earn yield on assets you already hold. You chase flashy APYs without understanding the risk. You navigate Discord threads and Telegram groups hoping to catch the next opportunity before it disappears.

What started with the expectation of  “passive income” now feels like a full-time job. The result is that the value created by DeFi is only accessible by a select group of technical users.

Why DeFi yield feels broken

Yield is DeFi’s strongest product-market fit. It’s the entry point for most users, the value prop behind new protocols, and the foundation for everything from lending markets to decentralized exchanges.

But yield today is hard to trust—and even harder to access. APYs are inflated by unsustainable emissions. Risks are buried in protocol whitepapers or not disclosed at all. And access requires navigating complex interfaces and bridging across chains.

Billions of dollars sit idle, not because there’s no yield, but because there’s too much noise.

Enter YO.

A new era for yield

YO stands for Yield Optimizer. YO is a unified layer that connects capital to the best risk-adjusted yield across DeFi. It’s the last vault you’ll ever need.

YO offers simple, non-custodial vaults: yoETH, yoBTC, yoUSD, and yoSOL. Each one is a curated, risk-adjusted, continuously optimized set of the best yield strategies. You deposit one asset and YO does the rest.

Behind the scenes, these vaults are powered by:

• Cross-chain routing: YO deploys capital across chains to wherever the best opportunities are on Base, Ethereum, Solana, and beyond.

• Intelligent strategy selection: Lending, staking, LPing, points farming, YO taps into all major yield primitives across protocols like Morpho, Pendle, Reserve, Aerodrome, and more.

• Automated rebalancing: Capital is continuously reallocated based on market conditions, risk scores, and real-time performance.

• Institutional-grade risk scoring: YO integrates Exponential’s standardized risk framework to evaluate every asset, pool, and protocol.

This is the backend DeFi should’ve had from day one.

What we’re fixing

1. Fragmentation

   DeFi yield is scattered across hundreds of pools, dozens of protocols, and multiple chains. YO unifies this into a single vault per asset. No more bridging, swapping, or rebalancing.

2. Complexity

   DeFi UX is still built for power users. YO turns multi-step workflows into a one-click experience. Simply deposit and earn. No more lurking in Discord channels, no more spreadsheets to keep track of all your positions.

3. Opacity

   Most DeFi vaults still operate as black boxes. YO makes risk visible, measurable, and actionable through transparent risk scoring on every strategy.

The vision

We’re not here to build just another vault. We’re here to build the yield layer, a unified infrastructure that connects capital to the best opportunities in DeFi, based on risk, liquidity, and capital efficiency.

In the future, we imagine YO powering:

• Embedded yield inside wallets, apps, and exchanges

• A unified liquidity layer for the next wave of onchain users

We’re building the thing we wish existed. For ourselves. For institutions. For the next billion.

Ready to YO? Join us in building the next era of yield.

→ Follow @yield on X

→ Join Telegram

→ Read the whitepaper

→ Check out our docs

→ Featured on The Block