Modular toolkit + community resonance + Web2 connectivity—Asset tokenization is just the starting point; liquidity reconstruction is the ultimate goal.

Author: Web3 Farmer Frank

Will the RWA Narrative Evolve into a "Kingdom of Freedom" Over the Next Decade?

From a data perspective, the current total market size of Real-World Assets (RWA) exceeds $15 billion, and BlackRock predicts that its potential growth over the next seven years could reach more than 700x. This represents a multi-trillion-dollar opportunity, with only one question remaining: Who will take the lead and become the catalyst for this historic transformation?

Over the past decade, I have personally witnessed the evolution of traditional finance (TradFi) and decentralized finance (DeFi)—from segregation to integration. I have seen Wall Street and mainstream TradFi players gradually incorporate "tokenization" into their financial reports and make substantial bets on RWA. A powerful trend is becoming increasingly clear: The endgame for RWA does not lie at the protocol level but at the infrastructure level.

Objectively speaking, Real-World Asset Finance (RWAfi) is not merely about transferring assets onto the blockchain; it's about reconstructing liquidity to unlock their true value. This is why RWAfi represents the ultimate battleground in the RWA narrative and how, through a "superlinear growth function," it redefines the future of Crypto and RWA.

Why is an "RWA Hub" necessary?

To truly understand and unlock the potential of RWAfi, we must first clarify the concept of an "RWA Hub."

As a concept pioneered and actively developed by Plume, the RWA Hub is more than just a technological solution—it serves as the core engine of an ecosystem, determining whether RWA assets and applications can achieve exponential growth.

It is well known that when Wall Street investment banks discuss RWA tokenization, they face three major challenges:

High compliance barriers

Liquidity fragmentation

Lack of developer tools

These challenges explain why many RWA projects become stagnant after being tokenized. Tokenizing RWA and bringing them on-chain is only the first step; it is far from enough to unlock their true value.

To fully unleash on-chain value, a more efficient technical infrastructure, an open modular toolkit, and a well-integrated ecosystem are required. The industry needs a comprehensive service framework covering the entire lifecycle of RWA assets, enabling their seamless integration into diverse on-chain DeFi scenarios.

Only through this approach can we transform traditional assets' stock value into on-chain incremental value. Take real estate tokenization as an example—an on-chain property should not remain a static NFT; it should become an active DeFi component where rental income is automatically distributed via smart contracts, collateralized lending is done without intermediaries, and fractional ownership is instantly tradable.

However, such "asset empowerment" requires more than just protocol-level innovation—it demands a public blockchain-level architecture that supports liquidity and composability.

For this reason, Plume is building an "RWA Hub" to bridge the gap between on-chain RWA and mainstream Web2 institutions. This strategy involves deploying SkyLink, an interoperability solution, across 18 blockchain networks, including Solana, Movement, Injective, and Omni Network, enabling permissionless access to institutional-grade RWA yields.

Through this process, Plume serves as a bridge between Web2 and Web3, attracting new users and capital inflows into Web3 while also securing strategic collaborations with financial giants. This directly helps convert the massive user base and capital from Web2 financial institutions into Web3-native users and liquidity.

Interestingly, Ondo recently announced its plans to develop an RWA-focused blockchain, further validating Plume's forward-thinking approach to an RWAfi public chain from another perspective. However, when comparing Ondo’s "Wall Street 2.0" strategy, it becomes clear that Plume embraces a "Robinhood 2.0" vision—not just facilitating institutional capital inflows, but activating grassroots users to gradually attract and onboard a broader mix of institutional and retail participants into the new financial ecosystem.

Currently, we have partnered with Elixir to launch a new institutional-grade RWA vault on Nest, linking BlackRock (BUIDL) and Hamilton Lane (SCOPE) RWA assets. This represents an expansion from RWAfi infrastructure to protocol-level institutional asset tokenization:

The recently launched $28 million institutional vault is just the beginning. BlackRock’s BUIDL fund has already exceeded $460 million, and Hamilton Lane manages $119 billion in private assets. Through Elixir’s stablecoin gateway, Plume enables these assets to be unlocked as on-chain liquidity (e.g., deUSD), paving a gradual on-chain pathway for trillions of dollars in RWA assets while maintaining compliance.

In this context, users holding BUIDL certificates can:

Stake within the Plume ecosystem for yield generation

Use them as collateral in DeFi protocols to mint stablecoins

Enable a "Deposit-Activate-Recreate" cycle that accelerates RWAfi liquidity

Essentially, this provides an excellent buffer zone for traditional financial giants to transition on-chain. Its long-term value will be exponentially unlocked as institutional assets move on-chain through a "trickle-down effect", potentially positioning Plume as the on-chain settlement testbed for trillion-dollar RWA assets. Therefore, this is not just a technological upgrade, but a shift in financial power dynamics.

When Wall Street’s assets are reborn on-chain through Plume, the boundary between traditional finance and crypto will dissolve. Plume’s significance in RWAfi extends beyond the current narrative:

It is not only a liquidity infrastructure for existing DeFi players and RWA tokenization

It is also a core gateway for new Web3 users and capital inflows, reshaping Web3’s economic landscape.

From Modular Toolkits to Community Resonance: Building the RWA "Superlinear Growth Function"

At Plume, we address the core pain points by providing developers with a plug-and-play modular toolkit that simplifies the RWA tokenization process:

Arc – Tokenization Engine: Integrates compliance workflows and minimizes issuer barriers to facilitate seamless RWA tokenization.

Passport – Smart Wallet: Allows users to store contract logic within externally owned accounts (EOA), supporting RWAFi composability, yield management, and advanced account abstraction.

Nexus – Data Highway: Uses zkTLS and other cutting-edge technologies to securely integrate real-world data into blockchain networks, ensuring transparency and unlocking new use cases.

This effectively embeds "Compliance-as-a-Service" into the blockchain’s DNA, allowing developers to focus on business innovation while Plume’s infrastructure handles compliance, data, and liquidity.

Moreover, many may have already noticed that following the recent TGE (Token Generation Event), only 20% of PLUME tokens were initially in circulation, primarily allocated to community airdrops and early supporters. The remaining 80% of tokens will be gradually unlocked over a period of at least five years.

This design serves two main purposes:

Mitigating selling pressure at launch

Aligning with our long-term strategy for building the on-chain RWAfi ecosystem

The rationale is simple—gradual token unlocking transforms distribution from a one-time reward into a sustained ecosystem incentive mechanism. Through staking, liquidity rewards, and governance rights, the ecosystem ensures long-term engagement for participants.

This approach not only incentivizes existing users but also acts as an open invitation for more developers and high-quality projects to join us in building a long-term, thriving RWAfi ecosystem.

Some interpret this as a "airdrop-as-a-membership" model, and in a way, that’s true. Our goal is to convert users into ecosystem co-builders rather than mere participants. Instead of following the traditional "mainnet launch → ecosystem subsidies → token issuance" path, we are positioning TGE as an accelerator for ecosystem development.

A public blockchain is not just a stack of technologies, but a crystallization of community consensus. Over the past year, Plume has nurtured more than 180 ecosystem projects, engaged over 3.75 million real testnet users, and facilitated hundreds of millions of transactions, creating an unparalleled moat that cannot be built overnight.

To some extent, Plume has long positioned its community as a core competitive advantage, strategically building a decentralized ecosystem. Unlike Ondo’s traditional finance background and institution-driven approach, Plume relies on the power of its community and user demand to drive market adoption. Its goal is to break down the barriers between TradFi and DeFi, ensuring that the market does not rely solely on institutional capital inflows, but rather establishes a self-sustaining network effect.

With over 180 ecosystem projects and more than 3.75 million real testnet users, Plume’s community-driven model has already demonstrated its long-term viability. In reality, depending solely on institutional capital inflows cannot provide sustainable momentum for RWA tokenization, as such an approach remains relatively closed and centralized.

From this perspective, the endgame of RWAfi is destined to belong to those who understand both Wall Street's rules and the ethos of the crypto community. The growth of RWAfi will lead us to witness a historic turning point: Traditional giants like BlackRock will no longer be bystanders but will actively engage in on-chain ecosystem building through Plume. The community users and ecosystem Plume has cultivated will create a symbiotic network that no other latecomer project can replicate at the RWA protocol layer.

In this model, asset liquidity and market formation are driven by the "community", not just institutional capital. This community- and user-driven market mechanism gives Plume flexibility and sustainability beyond traditional finance, enabling it to build a truly decentralized and vibrant financial ecosystem.

For this reason, Plume is not just a blockchain designed to meet institutional needs; it is a platform committed to breaking old rules and empowering every individual with participation and decision-making rights. In the future, RWA tokenization will no longer be dominated by "sellers", but will evolve into a bidirectional, mutually reinforcing market.

Endgame: Where Is the Valuation Anchor for RWAfi & Plume?

Many ask about Plume’s valuation anchor within RWAfi. My answer remains the same: When $10 trillion in traditional assets begins migrating on-chain, existing valuation frameworks will become obsolete.

From a data perspective:

If just 5% of Hamilton Lane’s $119 billion private assets migrate to Plume, its on-chain value would surpass the current total TVL of all RWAfi projects.

If BlackRock’s prediction of a $10 trillion RWA market by 2030 materializes, even capturing just 0.1% of the gateway market would value Plume at $10 billion—and at 1%, its valuation could reach $100 billion.

This effectively removes the valuation ceiling for Plume as an infrastructure hub, particularly given its direct exposure to trillion-dollar traditional financial assets. Considering the potential market size of the RWAfi sector, as demand for asset tokenization continues to grow, the ecosystem value of RWAfi will be further unlocked.

More importantly, we are witnessing a historic inflection point: BlackRock’s BUIDL fund is being converted into on-chain stablecoins through Plume’s NEST vault, and traditional TradFi giants are now evaluating Plume’s compliance framework. This institutional-community synergy is fueling the "superlinear growth function" of RWAfi and Plume.

Plume’s sharpest edge is not its short-term price performance, but its technological and first-mover advantages in building the RWAfi ecosystem. Plume’s modular tools lower the barrier to entry for developers, attracting both builders and institutional users.

As the RWAfi ecosystem expands, every new project adds synergistic value to Plume’s overall network.

The greatest growth story of RWA is only just beginning, driven by the momentum of the RWAfi narrative, much like how a great wind begins at the tip of a small reed.

As more RWA players follow in our footsteps, what I see is not competition, but the rise of an ecosystem. After all, the world of RWAfi does not need lone heroes—it needs an irreplaceable hub, a core engine that bridges traditional finance with on-chain ecosystems and facilitates the flow of trillion-dollar assets.