In a world where DeFi often means volatility, we built something different. The Stable Flan USD is our new AI-powered vault strategy, focused entirely on stablecoins, offering you a way of earning optimized returns without having to interact with 100s of clunky DeFi protocols.
No research on stables. No new APYs to chase. Just one-click access to a diversified, actively managed vault.
How It Works
1. Deposit Your Stablecoins
Deposit USDC into our recipe.
In return, you receive sfUSD, the “Recipe Tokens”, a tokenized receipt that reflects your proportional share of the vault. This token can be used to track your position or to redeem your assets later.
2. AI Curates and Manages the Portfolio
Behind the scenes, a custom-built AI Agent takes over:
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It scans market conditions, liquidity, and token performance across multiple protocols.
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It selects a curated set of 3-5 stablecoins (from strategies like LSD-backed tokens, lending markets, RWAs, or stablecoin yield derivatives). Examples of this include supplied USDC to Aave or Morpho, sUSDS, sUSDe, among others.
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The vault rebalances periodically by swapping between tokens using the DEX with the deepest available liquidity, such as Uniswap, Curve, Balancer, or others.
The AI Agent’s goal? Maximize stablecoin yield while maintaining capital efficiency and minimizing risk.
3. Withdrawals
Ready to withdraw? All you have to do is just redeem your sfUSD.
The vault converts your share of the portfolio back into USDC using the available liquidity on supported DEXs.
Funds are sent directly to your wallet.
Why Use The Stable Flan USD?
✅ No active management required — just deposit once and let the AI work.
✅ Optimized returns on stablecoins — yield without volatility.
✅ Simple exit flow — get back stablecoins anytime.
✅ Transparent and non-custodial — everything is onchain.
Final Notes
Whether you’re parking idle stablecoins or looking for safer DeFi strategies with solid returns, The Stable Flan USD brings smart exposure and real flexibility.
Now live on bakerfi.ai.
