Tokenization represents the conversion of an asset into a digitally native representation that exists on blockchains. From a capital markets perspective, tokenization carries a number of key benefits that are not dissimilar to securitizations, making it suitable for bridging institutional capital to fragmented markets. Not all assets are suitable for tokenization. The write-up proposes that emerging market fintech loans are compelling candidates for tokenization based on the following criteria: creditworthy Borrowers with capital intensive businesses, a large total addressable market with capital markets deficiencies, and a capacity to deliver real stakeholder value. Lastly, the write-up concludes by providing key considerations on whether to buy, build, or partner with respect to implementing a plan to expand into fintech loan tokenization.

The following write-up aims to propose a structure for real-world infrastructure that supports Goldfinch’s launch into Singapore, allowing it to access the rest of Southeast Asia. The structure’s primary aim is to support a scalable off-chain end-to-end product experience from the smart contracts through to the real-world assets and counterparties.

As noted by the Silicon Valley Bank, debt follows equity; it doesn’t replace it. As the cryptocurrency and blockchain industry hit record volumes of equity financing in 2021, it is simultaneously fast emerging as a sector for debt or hybrid capital providers to earn attractive risk-adjusted returns.

web3 thesis (version0) on the composability of value as enabled by crypto-networks.

Public notebook that captures any and all of the following: