大家好，我是kingson，是Fujidao中文区的moderator。

等会我会解答一下Fuji的一个最新联名测试活动，这个活动将会分三期进行。目前是第一期，最终优胜者将会获得一个POAP的奖励

活动地址：

进入后需要填disord username、email地址、以太坊钱包地址和一个推特链接

还没进discord的小伙伴可以点击以下链接进入：（两个官方discord都需要加入）

推特链接方面：需要在自己推特发一段话，语句如下：

I`m participating in the Morpho/Fuji quiz @FujiFinance @MorphoLabs

然后就是复制推特链接粘贴到表格中的Link to tweet去

正式开始答题，题目都不太难

1.Which of the following 5 protocols are leading among lending platforms (all chains) in terms of TVL?

这里问的就是5个全链锁仓量最大的借贷协议是什么？在这里我是直接通过defiLlama查看到数据的，链接：

答案：Anchor, Aave, Compound, JustLend, Venus;

2.What is the name of one of the first lending protocols that offered peer-to-peer lending back in 2017, and then became part of Aave? *

问的是aave改名前叫什么名字？

答案：这个老人们应该都知道，选ethlend，有兴趣的新人自行了解。

3.Peer-to-Pool is a model in which:

这里问的是点对池借贷的原理

答案：这里选的是 Lenders deposit their assets into a common pool and the pool earns the interest paid by the Borrowers;

4.Which of these statements is correct?

这里问的是不同产品的核心解决方案，毋庸置疑，Fuji是一个借贷聚合器是对的

答案：Fuji is an aggregator which helps to find the best interest rates for Borrowers;

5.Which of these statements is correct?

同上问题了，这里morpho的核心解决方案是建立在aave和compound上的p2p层是对的。

答案：Morpho is a peer-to-peer layer on top of Aave/Compound lending pools that automatically matches suppliers to borrowers peer-to-peer (P2P);

6.What is a collateralized loan?

问的是抵押模式原理，无脑回答了，需要售出资产的都是错的。

答案：It`s a lending pattern according to which, in order to receive a loan, the Borrower is obliged to pledge his assets as collateral, without the need to sell them;

7.Which of these statements is correct?

这里问的是闪电贷的一个原理了，无抵押，同一个区块内完成借贷、使用和偿还。

答案：Flash Loan is an uncollateralized loan, in which all three operations (borrow, use and repay) occurs within one block;

8.Annual Percentage Yield (APY) is a:

问的APY是什么？APY代表年百分比收益率（annual percentage yield）。它通常适用于你存入存款账户的钱，APY还考虑复利和一年中复利发生的频率。复利意味着你不能仅仅从存款中赚取利息。你还可以从已经获得的利息中获得额外的利息。

答案：This is the interest rate according to which the Lender receives income on the loan which takes into account compounded interest;

9.Annual Percentage Rate (APR) is a:

问的APR是什么？APR代表年百分率（annual percentage rate）。它通常适用于你借来的钱，APR还需要衡量部分可以优惠的利率。

答案：This is the interest rate according to which, the Borrower can partially receive concessional financing, according to the loan he received;

以上是我对Fuji&Morpho quiz1的解答，如果想要了解更多DeFi、Metaverse、Gamefi、Nft等新玩法的小伙伴可以关注我的推特，感谢大家的喜欢和关注，你的喜欢和关注是我进步的动力。

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