Imagine a world where growing your money feels simple, not stressful. No spreadsheets to manage. No financial jargon to decode. Just calm, steady progress that builds one step at a time.
That’s the world Mamo is building.
Mamo is your friendly AI companion for financial growth. It helps your money work smarter through automated, intelligent strategies while keeping you informed and in control.
Because meaningful financial growth doesn't come from flashy dashboards or market gambles, it comes from habits that compound over time.
What is Mamo?
Mamo turns what used to be complex into easy, human-first routines.
It works quietly in the background, finding smart opportunities for your money while you focus on what matters in your life. Think of Mamo as your knowledgeable friend who understands how to help your money grow and explain everything in plain language.
Behind the scenes, Mamo applies proven strategies and real-time data to optimize your portfolio, reinvest earnings when conditions are right, and adapt to market shifts — all with your approval and full transparency.
No noise. No confusion. Just calm, steady growth.
Why it’s different
Most financial tools feel overwhelming. They're designed for people who already speak the language of finance.
Mamo takes a different path. It’s built for the rest of us — for people who want to grow their money without making it their full-time job.
✅ A truly human experience
Mamo communicates like a helpful friend, not a financial terminal, automatically placing your funds where they can earn more — and explaining why, every step of the way.
✅ Smart allocation
Mamo constantly scans for the best opportunities across safe, trusted strategies. It weighs rates, rewards, and risk — adjusting as conditions change.
✅ Compounding for everyone
Mamo reinvests your earnings when the time is right, creating a virtuous cycle. Like planting seeds from each harvest, this careful compounding helps your money grow more efficiently over time.
✅ Learn as you go
Mamo builds your understanding alongside your wealth, offering context when it matters. These thoughtful explanations strengthen your financial confidence without overwhelming you.
✅ Full control, always
Add, pause, withdraw — anytime. No lockups. No confusing rules. Just a system that works with you, not against you.
Built from experience, backed by intention
During the days of the 2020 pandemic, founder Luke Youngblood began exploring smarter ways to grow his money. Not through chasing trends or watching screens all day, but through calm, steady systems that compound over time.
As he discovered what worked, friends took notice. Some suggested starting a fund, but Luke had a different vision — not managing others' money, but creating a tool that would help anyone grow their own wealth, regardless of their financial background.
That vision materialized in 2025 at the Coinbase Developer AI Hackathon, where Luke collaborated with engineers from leading tech companies to build what would become Mamo. The concept immediately resonated, winning first place and confirming that people were ready for a simpler, more accessible approach to building wealth.
Who is Mamo for?
Mamo is for anyone who wants to grow their money steadily — without getting lost in spreadsheets, dashboards, or financial jargon.
🟢 New to investing
If wealth-building feels overwhelming, Mamo provides a simple starting point. Begin small, learn the ropes, and build confidence one step at a time.
🟢 Overlooked by traditional finance
No credit checks. No paperwork. All you need is a phone and internet connection to get started.
🟢 Tired of financial jargon
Leave behind confusing charts and complex terms. Mamo explains everything in plain, human language.
🟢 Busy professionals
You’ve got enough on your plate. Mamo works quietly in the background, growing your money while you focus on life.
🟢 The financially curious
Interested in building wealth but not sure where to begin? Mamo makes it easy to learn as you go — without the stress.
How Mamo keeps you safe
Mamo makes wealth-building feel simpler — but never at the expense of your security.
Your ownership, always
You stay in control. Mamo doesn’t hold your funds — you do.
Audited and secure
Mamo follows industry best practices and has been independently audited by leading security firms, Certora and Halborn Security. Mamo is backed by a bug bounty program with Code4rena, offering up to $250,000 for responsibly disclosed issues. Because real trust comes from transparency, not assumptions.
Permission-based actions
Nothing moves without your okay. You’re in the driver’s seat.
Complete transparency
Every action Mamo takes is visible and verifiable. There are no hidden fees, no lockups, and no surprises. Just clear, simple access to what’s yours.
Token distribution
Mamo is powered by the MAMO token, which had its genesis event at 13:39 UTC on May 20.
The token address for MAMO is 0x7300B37DfdfAb110d83290A29DfB31B1740219fE.
From the beginning, our goal was simple: design a launch that reflects Mamo’s values: transparency, simplicity, and alignment with the community.
The total supply is fixed at 1,000,000,000 MAMO tokens.
There is no venture capital. No day-one unlocks for the team, treasury, or platform development. No empty promises. Just a launch designed to be fair, transparent, and aligned with the people who matter most: you.
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10% — Airdrop
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Unlocked at launch.
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Mamo is for the communities that helped shape it. That’s why we reserved 10% of the supply for an airdrop to:
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stkWELL holders
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WELL holders
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VIRTUAL stakers
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veAERO holders
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MEME holders
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This is our way of saying thank you and inviting you to grow with us from day one.
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25% — Treasury
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Vested monthly over 24 months. No unlocks at launch.
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Reserved to support the long-term growth of the Mamo ecosystem, including grants, community initiatives, and partnerships.
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25% — Platform development
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Vested monthly over 24 months. No unlocks at launch.
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These tokens support Mamo’s ongoing development — from new features and integrations to infrastructure improvements and product upgrades.
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15% — Team
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6-month cliff, followed by 24 months of monthly vesting. No unlocks at launch.
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For the contributors who brought Mamo to life and continue to build, improve, and maintain Mamo to be smarter and more helpful every day.
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15% — Virtuals LP
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Locked.
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Provides liquidity in the MAMO/VIRTUAL pool, helping users trade MAMO with minimal slippage.
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10% — cbBTC LP
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Locked.
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Provides liquidity in the MAMO/cbBTC pool on Aerodrome. cbBTC is Coinbase’s version of Bitcoin on Base, giving MAMO cross-ecosystem exposure and improved accessibility.
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Begin your journey today
Mamo represents a fresh approach to building wealth, combining intelligent automation with clear education:
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Steady, consistent growth
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Simple, human explanations
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Complete control of your money
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No hype, no noise — just real results
In a world full of confusing apps, risky bets, and empty promises, Mamo is different. It’s your companion for growing wealth — one quiet, consistent habit at a time.
Get started today
Ready to start?
Visit Mamo to start your wealth-building journey.