There are thousands of internationally available merchants that facilitate fiat to crypto transactions. Most of which charge outrageous fees (5-20%).

Here are the best options utilized by the members of the StarSeeds DAO.

#1 Best Commercial Option: CoinBase.
Coinbase does not charge a fee when converting ACH transfers to USDC and back. This is typically the best options for converting Fiat to Crypto and back again. Keep in mind that Coinbase charges up to 2% hidden fee when swapping one kind of cryptocurrency to another.

StarSeeds DAO community members often use Coinbase to convert Fiat to USDC or USDC to Fiat. Purchased USDC is then transferred to a self-custody wallet and then traded on a Polygon DEX aggregator for the best price.

When converting Crypto to Fiat, Coinbase offers a crypto debit card, which is best used with USDC as the deposit method to avoid Coinbase’s outrageous hidden swap fees.

#2 Best Decentralized Option: Crypto-ATMs.
Today there are over a hundred thousand cryptocurrency ATMs deployed world-wide, with at least one ATM available in the vast majority of cities.

While most Crypto-Atms have the benefit of trading fiat & cryptocurrency anonymously, they tend to have higher fees, sometimes as much as 20%, and rarely underneath 6%.

Find an ATM near you by searching on google.

#3 Best Peer to Peer Option: BISQ.
The era of peer to peer no-KYC crypto trading markets is nearly at its end, with the vast majority of such platforms being shut-down. The last remaining solid option is bisq.network.

Keep in mind that scams on Bisq are very prevalent, which makes peer to per trading the highest risk option.

#4 Debit Card Processors and Centralized Exchanges.
There are thousands of online services that accept a wide variety of payment methods. However services that accept payment via debit or credit card typically charge 6%+ and centralized exchange services such as Binance and KuCoin typically charge a higher fee than Coinbase with no added benefits.