You have heard about berachain and every degen fren has an exposure to it but you are the only one who has faded it? Don’t worry, Zubbles69 is for you.

This round of Zeru’s incentivized testnet is bigger and better than ever. Why?

• One stop shop for all defi on berachain: if you’re a newcomer from solana eco, zeru’s simple ui and full-stack defi offering means that you don’t have to go anywhere else. lend, borrow, leverage, yield strategies, staking, liquidity provisioning, all in one platform

• One of the fastest ways to earn $BGT and maximize your chance for BERA airdrops as we get closer to the “snapshot” every passing day

• Most share of ZERU airdrop allocation for testnet will be concentrated on this phase

• Also gives you exposure to Kodiak, BEX, BEND, BERPS and other bera eco dapps

A fresh, new interface

Taking the feedback from the wonderful Zeru community, we have deployed a new user interface based on what we learned from you. It’s now easier to switch between networks, there are dedicated pages for each lending market complete with important data like reserve size and credit reserve, and you can choose between light and dark mode! Finally, you can see how many Zubbles you have earned.

What are Zubbles?

They’re designed to incentivize every action you take, ensuring you're not just a user but a real power player in the DeFi game. Whether you're depositing, borrowing, or repaying, each step earns you more XP, driving you to keep progressing and maximizing your gains.

P.S. Zubbles are not influenced by the amount deposited, borrowed, or the balance maintained. We want to focus on the process of learning DeFi      looping in the testnet.

| Activity        | Weightage | Points |
|-----------------|-----------|--------|
| Deposit         |     1     |  1000  |
| Borrow          |     2     |  2000  |
| Repay           |     3     |  3000  |
| Withdraw        |     1     |  1000  |
| Open Position   |     2     |  2000  |
| Update Position |     1     |  1000  |
| Close Position  |     3     |  3000  |

The Sequence Matters

To make things even more exciting, we’ve structured the zubbles so each subsequent action is more attractive to execute than the previous one and help you become familiar with the defi powerplay. This ensures a strong incentive for testnet users to move through the entire sequence, helping us ensure all actions work as designed:

1. Deposit: Your entry point. You can’t borrow or repay without this initial step.

2. Borrow: Now that you've deposited, it's time to borrow. This step offers more points to keep you motivated.

3. Repay: Completing the cycle with the highest points ensures you finish what you started.

In another scenario, starting with opening a position and then closing it earns you significant points, making sure you get the most out of each move.

zScore: The Game-Changer

zScore is our equivalent of a credit score, calculated using a proprietary formula that allocates weightage to parameters such as transaction volume, loan duration, repay frequency, etc.

The zScore will directly determine the amount of leverage that a user can take.

But wait, there’s more! The zScore adds another layer to your Zubbles strategy. Here’s how you earn based on your zScore:

| zScore Based |           |        |
|--------------|-----------|--------|
| zScore Range | Weightage | Points |
| 1-100        |     1     |   500  |
| 100-300      |    1.25   |   625  |
| 300-500      |    1.75   |   875  |
| 500-700      |    2.5    |  1250  |
| 700-900      |    3.5    |  1750  |
| 900-1000     |     5     |  2500  |
| Total        |           |  7500  |

This phase is incredibly important to testing the parameters above, and ensure we’re incentivizing the right actions in the most appropriate order. It also helps show other DeFi projects and teams that zScore is a viable way to assess one’s creditworthiness, and therefore enable more features and functions for users with good zScore beyond Zeru.

How to Maximize Your zScore

To boost your zScore, focus on going through the entire cycle to repay or close your positions.  The higher your zScore, the more points you earn, and higher up the leaderboard you climb!

Rules of the Zubbles Game

1. Real-Time Accrual: Points are accrued in real-time, updated every second.

2. Point Distribution: Points are divided into two categories:

   • Activity-Based Points: Awarded once per activity to encourage unique wallet addresses and diverse participation.

   • zScore-Based Points: Earned through specific actions that boost your zScore.

3. Activities to Earn Points:

   • Deposit

   • Borrow

   • Repay

   • Withdraw

   • Open Position

   • Close Position

   • Update Position

4. Relevance of zScore: zScore is a critical part of the Zeru ecosystem, promoting user engagement and differentiating users on the leaderboard. Activities earn points, but maximizing your zScore is equally important for thriving in the Zeru ecosystem. zScore points start at 500 and increase exponentially as shown in the table above.

5. Qualification Criteria: To claim points, users must complete specific activities:

   • Option 1: Deposit + Borrow + Repay

   • Option 2: Open Position + Close Position

   • Option 3: Deposit + Open Position If these criteria are not met, the user is disqualified from the points system, and zScore-based points start accumulating only after meeting the criteria.

Bot Disqualification: Bots are automatically disqualified to ensure a fair and competitive environment.

By following these rules, you can maximize your Zubbles, climb the leaderboard, and make the most of the Zeru ecosystem.

Maximum Zubbles Per Wallet

• Activity Zubbles: 13000

• zScore Zubbles: 7500

• Total: 20500

With Zeru’s incentivized testnet and Zubbles being collected on Berachain bArtio testnet, using Zeru is also giving you maximum opportunities to earn $BGT on bArtio.

And of course, by being a responsible borrower, you start to increase your zScore. Increasing your zScore earns you credit tokens, which enable you to begin taking collateral-free loans in Zeru Finance based on your prior borrowing and repayment history. It’s a traditional credit score brought to the blockchain in a highly interoperable format, and does away with arbitrary and discriminatory criteria.

Did you say Berachain?

bm! Yes, Zeru is running on Berachain’s bArtio testnet right now. With so many opportunities to earn BGT using a variety of protocols, Zeru makes it even easier to find the best strategy. Zeru is your gateway to the booming DeFi ecosystem growing on Berachain so that you can engage in some hardcore looping as you increase your zScore. We have two strategies identified that you can take advantage of.

Strategy 1: Earn BGT with zberaHONEY

1. Go to the Markets Page on Zeru Testnet and
   Visit the Zeru Testnet Markets Page > https://testnet.zeru.finance/
   Deposit HONEY to get zberaHONEY

2. Deposit $zberaHONEY on BGT Station
   Go to BGT Station
   Locate the $zberaHONEY gauge
   Deposit your $zberaHONEY tokens there.

3. Earn BGT Once deposited, you will start earning BGT rewards.

Strategy 2: Earn BGT with $ZERU-$HONEY LP Tokens

1. Open the markets page on Zeru Testnet
   Visit the Zeru Testnet Markets Page > https://testnet.zeru.finance/

2. Receive 1 ZERU every 8 Hours
   Click “Get ZERU” to receive 1 ZERU token every 8 hours.

3. Exchange HONEY for ZERU via bonding curve
   If you have $HONEY tokens, click “Want More ZERU” in the bonding curve box to exchange HONEY for ZERU!

4. Provide liquidity for the HONEY-ZERU pair
   Click on “Provide Liquidity” for the HONEY-ZERU pair on BEX to receive LP tokens.

5. Stake LP tokens on BGT Station
   Go to BGT Station
   Stake your HONEY-ZERU LP tokens in the ZERU/HONEY gauge.

6. Earn BGT
   Once staked, you will begin earning BGT rewards!

This immediately puts you in a place where your funds are now in multiple pools across three protocols, maximizing your $BGT earnings without giving it a second thought! And there will soon be additional incentives for users taking advantage of Zeru’s easy DeFi access interface beyond maximum BGT.

Start Here

If you want to start learning more about the Zeru ecosystem and earning Zubbles, take advantage of our Galxe campaigns! You will work your way through joining the Zeru community, and begin completing on-chain tasks like depositing $HONEY into a vault/gauge.

The Zeru ecosystem is waiting for you to make your mark. Rack up those Zubbles, climb the leaderboard, and show everyone who's the ultimate degen! Stay on-chain, stay rewarded.

The 50 individuals with the most activity and highest zScore will receive preferred whitelist access to the upcoming zubbling bera NFTs. You do not want to miss this!

Don’t miss out on the latest updates, insights, and exciting developments from Zeru. Follow us on our social media channels for real-time news and stay engaged with a community that shares your passion for innovation.

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