Cog Pair is the latest of the Tinkermaster's machinations: a sleek, cutting-edge lending pool for isolated lending designed with efficiency and lenders in mind. The Cog Pair is designed with a couple of main goals, the first being to provide liquidity for lenders to withdraw when they want, and not need to wait on borrowers to repay fully. Next, each pool is designed to be as stable as possible when adjusting interest rates, to avoid spiking rates on borrowers. Lastly, pools are designed to work together in unison with each other, allowing borrowers to arbitrarily choose their collateral and borrow tokens, very similar to how you can choose your pair on Uniswap by combining pools.