The recent decline in the crypto market has made many investors look into fixed return strategies. However, the gas fees on Ethereum is climbing unstoppably, putting a strain on everybody’s wallets, and most of the EVM-based chains are in their early stages. A big chunk of Defi users have shifted to competing low-fee L1 blockchains like Solana. The question is: how to identify a safe and high-yield investment?

At the moment, the growth of Solana has entered a relatively steady phase, and the TVL of the entire chain hasn't fluctuated much. But there's one project that caught the author's eye.

Security has always been one of the utmost important aspects of all financial institutes. High yields are just empty promises if your assets can’t be secured and this is also true for Defi platforms. Looking at the past year, there has been some major security incidents involving different Defi platforms where users have suffered siginificant losses.

As the Solana ecosystem has begun to take shape, the demand for loans has become increasingly prominent. There are currently 4 mainstream lending platforms on Solana: Solend, Larix, Apricot, and Port. Most Solana users should have experienced these platforms, but few users know they have been "secretly" charged a borrowing fee by these lending protocols, and the fee is not little.

如今Solana生态已初具规模，大家对借贷的需求也日益凸显。目前Solana上主流的借贷平台有4个，分别是Solend、Larix、Apricot和Port，大部分Solana上的用户应该都体验过这几个平台。但是你知道吗，它们中的大多数都在你不知情的情况下“偷偷”收了一种费用——“砍头费”，而且费用不低。

如果你被标题吸引，那么说明你应该在Raydium上添加了LP，但你可能不知道，你的LP收益还可以大幅提高2~3倍吧？

The question is, when we agree that the meta-universe is the inevitable future of human society, in what way will it affect our daily lives? There is no doubt that Metaverse will exist with its own economic and financial system to open up the entire world, and this financial system should bridge the gap with traditional finance.