It’s 2025, and if you’re still letting TradFi commit legal theft on your bags with 1% savings accounts, it’s time to wake the fuck up.
TradFi Passive Income: Boomer Bait
First off, traditional finance, also known as TradFi is the old-school : savings accounts, CDs, treasury bonds, the whole snoozefest. You park $10k in a bank, and they’re like, “Here’s 0.05%-1% APY. Enjoy your $5 a year!” All while Inflation is devouring your hard earned money at 3% annually on average. You’re losing money while suits count their bonuses. Wanna step it up? Lock your cash in a 5-year CD or a 10-year treasury for 4-5% APY. Mid as fuck. That’s $400-$500 a year on $10k, you’re stuck, the options are limited as you watch the Feds trigger happy printing. 
Low risk? Not at all, complacency and being average is the largest risk in itself. The yield is so trash it’s basically a rug pull in slowmo. No thanks.
Crypto Passive Income: The Alpha
Beyond the narrative of ape-ing into some shitcoin and praying for a 100x, Crypto has generally low risk passive income options. Notably with stablecoins. They’re pegged to the dollar, extremely low volatility, and offers yield significantly above TradFi, passively. The $237 billion stablecoin market in 2025 (up 63% from last year) is clear proof.
Let’s break down the plays:
• Superform Labs: SuperUSDC auto-farms your stack across chains like Ethereum and Base, automatically rebalancing between vaults using predictive onchain data. They’re also audited by yAudit, leading security researchers, and secured by Yearn v3.
Currently offering 7.23% on base, and 6.68% on Ethereum.