If we follow the premise that a largely informal, mobile world is well suited to the digital finance revolution, and that people choose to be unbanked, then the next step is to explore how best to support the need to interface between fiat and crypto.

Perhaps the world's unbanked are doing so by choice. Cryptocurrencies provide an alternative to an outdated banking system.

Peer-to-peer, electronic, universally accessible currency is Africa's ticket to global access.