everPay\[1] is a real-time financial protocol for blockchains made by everFinance. Locking up crypto assets from public chains into smart contracts can help map them into its protocol for users to make transfers and payments. everPay reduces the transaction cost to as few as 1 dollar for up to a million transactions. The storage-based Consensus paradigm frees everPay from performance limitations and makes it a rival for traditional internet applications in TPS, which depends on nothing but the application architecture and server performance.