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Oriental Ledger

Oriental Ledger

Exploring the development of Digital currency & Payments.
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JP Morgan: Leveraging CBDC to Improve Cross-Border Payments

JP Morgan issued research paper outlines the business case for mCBDC network to address the pain points in the current cross-border payment syste m
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Project mBridge: A Breakthrough in Cross-Border Payments using Central Bank Digital Currencies

It is a summary of findings and insights highlighted in the joint report "Project mBridge: connecting economies through CBDC" by BIS and central banks
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A Dynamic Decision-Making Framework for Central Banks Exploring Central Bank Digital Currencies

As the economy becomes increasingly digitalized, a majority of central banks around the world are exploring the introduction of retail CBDCs.
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USDC: Pioneering the Digital Economy Through Global Financial Inclusion

Circle issued a paper “State of the USDC Economy” in early 2024 and provided a comprehensive overview of the USDC economy, highlighted its role.
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Embracing the Future: e-CNY’s Journey to Reshape China’s Digital Economy

The e-CNY, initiated in 2014 by the People’s Bank of China (PBOC), represents a significant leap in China’s financial technology.
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Mastering Digital Currency: Mastercard’s Vision for CBDCs

Mastercard had issue the white paper “Central bank digital currencies (CBDCs)“ in 2022 and answered a question: “How Mastercard can support central banks in their exploration of Central Bank Digital Currencies”. This essay captures the essence of the white paper, focusing on the potential of CBDCs and Mastercard’s commitment to supporting central banks in this digital transformation.
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Project Orchid: Pioneering the Future of Digital Currency in Singapore

This essay captures the essence of Project Orchid, highlighting its phases, objectives, and the caution advised regarding personal financial security. The project represents a significant step towards understanding and potentially implementing a digital currency in Singapore’s financial system.
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Embracing the Digital Currency Revolution: Visa’s Strategic Vision

Visa had issue a report “Digital Currency: Visa’s Vision for Supporting the Future of Money“ in 2021 and shared Visa’s outlook on the digital currency landscape and their approach for making digital currencies more safe, useful, and applicable for payments. This essay encapsulates Visa’s comprehensive strategy and commitment to shaping the digital currency domain, reflecting its ongoing efforts to adapt and innovate within the dynamic world of payments.
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Hong Kong’s CBDC Journey: From LionRock to e-HKD

This essay encapsulates the Hong Kong Monetary Authority’s (HKMA) efforts and progress as of April 2024 in the realm of Central Bank Digital Currency (CBDC), highlighting key projects and the establishment of the CBDC Expert Group to spearhead research and collaboration. The HKMA's cautious yet forward-thinking approach underscores its readiness to embrace the future of digital currencies.