The Field is Pinto’s credit facility. It allows users to lend Pinto to the protocol in exchange for future repayment of the principal plus a fixed interest amount. Modern currencies, like the US Dollar, rely on credit to stabilize the currency by bringing future value to the present. Pinto embraces credit through the Field, which loosely mirrors the way the Fed utilizes bonds. Increasing interest rates on bonds increases the value of the US Dollar, similar to how algorithmically raising the Temperature in the Field indirectly increases the value of Pinto.